Grocery shopping can be a real chore, especially when you’re trying to stick to a budget. Luckily, services like Instacart make it easier to get your food delivered right to your door. But what if you use EBT (Electronic Benefits Transfer) to pay for groceries? Does Walmart, one of the biggest grocery retailers, let you use your EBT card on Instacart? This essay will break down everything you need to know about using EBT with Walmart and Instacart to make your shopping experience smoother.
Can You Use EBT on Instacart for Walmart Orders?
Yes, you can use your EBT card to pay for eligible items when you order groceries from Walmart through Instacart in some states. However, there are a few important things to keep in mind.

EBT Eligibility and Restrictions
Not everything at Walmart is eligible for EBT purchase. Generally, EBT covers food items as defined by the USDA (United States Department of Agriculture). This means that you can use your EBT card for groceries, like fruits, vegetables, meat, dairy, and bread. However, it usually excludes things like:
- Non-food items (paper towels, diapers, etc.)
- Alcohol
- Tobacco products
- Hot foods
- Supplements and vitamins
It’s essential to be aware of these restrictions when shopping with your EBT card, whether you’re shopping in-store or online.
If you accidentally add an ineligible item to your Instacart cart, you might encounter a problem at checkout. The system will usually let you know, so you can remove it before paying. Make sure to always double-check your cart to ensure all items are EBT-eligible.
Additionally, keep in mind that the specific rules and regulations for EBT can vary slightly depending on your state.
How to Order with EBT on Instacart
The process of ordering groceries with EBT on Instacart is pretty straightforward, but there are some key steps you need to follow to avoid any issues. Here’s a simple guide to help you out:
- Open the Instacart app or website and select Walmart as your store.
- Add the groceries you want to your cart. Remember to check for EBT-eligible items.
- At checkout, you’ll usually see an option to add your EBT card. Enter your card details, including your card number and the expiration date.
- You’ll also need to enter your PIN, just like you would at a regular grocery store checkout.
Instacart allows you to split payments. You may have to use a regular credit or debit card to cover the service fees, delivery fees, and any non-EBT-eligible items.
Always review your order and the payment breakdown before you confirm your purchase to ensure everything looks correct. If you’re unsure about anything, reach out to Instacart’s customer support.
Be sure to create an Instacart account and add your EBT card as a payment method before starting your order.
States That Accept EBT on Instacart
While Instacart and Walmart have been working to expand EBT payment options, it’s not available everywhere. This is especially true for states that have implemented their EBT systems more recently. Check Instacart’s website or app to confirm whether EBT is accepted in your state. This information is usually found during checkout or in the payment settings. As this is always changing, you should check the Instacart app or website to confirm the latest list.
In states where EBT is accepted, the specific rules and regulations may vary. Some states might allow EBT for delivery fees or service fees, while others might not. That’s where the other payment method comes in to play.
Also, Instacart often updates its payment policies. Keep checking the Instacart website for announcements about new states or changes to the existing EBT policies. Because it depends on the store and the state, it is important to be aware of updates.
You can also double-check with your local Walmart store to see if they accept EBT for Instacart orders.
Service Fees and Delivery Charges
It is important to be aware of fees that can be charged on Instacart. Instacart usually charges a service fee and may also charge a delivery fee. These fees are not typically covered by EBT. You’ll need to pay these charges using a separate payment method, such as a credit or debit card. This is very important to keep in mind when you are budgeting.
Understanding the service and delivery fees can help you plan your budget accordingly. Before you finalize your order, make sure to review the breakdown of all charges. This way, you’ll know exactly how much of your payment will come from your EBT card and how much will come from your other payment method. It is also important to look for any potential discounts or promotions that may apply to your order to save some money.
Here’s a sample breakdown of what you might see:
Charge | Payment Method |
---|---|
Eligible Groceries | EBT Card |
Service Fee | Debit/Credit Card |
Delivery Fee | Debit/Credit Card |
Always check the current fee structure on the Instacart website or app, as these fees can change.
Tips for a Smooth Experience
To have the best experience ordering Walmart groceries with your EBT card on Instacart, here are some handy tips:
- Double-check EBT Eligibility: Carefully review your cart to ensure all items are eligible for purchase with your EBT card.
- Have a Secondary Payment Method: Make sure you have a debit or credit card to pay for fees and any non-eligible items.
- Keep Track of Your Balance: Monitor your EBT balance to avoid any issues at checkout.
- Check for Promotions: Look for any discounts or promotions that can help save money on your orders.
Instacart often offers promotions, so keep an eye out for deals on the app or website. When you’re placing an order, you can often adjust your items after placing your order, which helps you avoid some issues.
Another helpful tip is to plan your orders and create a shopping list. This will not only save you time but also help you stay within your budget. Using these simple steps can make shopping with EBT much easier.
Always pay attention to the item descriptions on the Instacart app to ensure you understand the items you are purchasing.
Customer Support and Troubleshooting
If you encounter any issues while trying to use your EBT card on Instacart, don’t worry! Instacart offers customer support to help you resolve any problems.
Here’s how to get help:
- Contact Instacart Support: You can usually find a “Help” or “Support” section within the Instacart app or website.
- Check the FAQs: The frequently asked questions (FAQ) section might provide answers to common issues.
- Explain the Issue: Clearly explain the problem you’re facing to the support team. Include details such as any error messages or issues you’re seeing.
- Provide Information: Have your order information ready, such as your order number and the details of your payment method.
Customer support can assist with payment problems, item eligibility questions, and any issues with your order. Also, make sure your Instacart app is updated to the latest version. This can help prevent some problems and provide access to the newest features.
Instacart’s customer support team is there to help you. By having all the necessary information, you can ensure a smooth resolution.
Conclusion
So, does Walmart accept EBT on Instacart? The answer is yes, in some areas! It’s a great way to get groceries delivered to your door if you’re using EBT. Just remember to be aware of what items are eligible, have a backup payment method for fees, and take advantage of Instacart’s customer support if you run into any trouble. By keeping these tips in mind, you can make grocery shopping with EBT and Instacart a breeze!